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Introduction: Why FTMO Challenge Matters in 2025

If you are an ambitious trader looking to trade with large capital without risking your own savings, the FTMO Challenge might be one of the best opportunities available in 2025. Over the past few years, FTMO has become a global leader among proprietary trading firms, with a clear, transparent evaluation process designed to select talented traders and reward them with funding.

As of July 2025, FTMO has collected more than 24,120 reviews on Trustpilot, with an impressive 4.8/5 rating, making it one of the most trusted prop firms worldwide. In this in-depth review, we’ll explore what the FTMO Challenge is, how it works, and why it might be the ideal next step in your trading career.

What is FTMO?

FTMO is a Czech-based proprietary trading firm that originated from a local project named Ziskejucet.cz in 2014. Its international version, FTMO.com, officially launched in May 2017.

  • Headquarters: Prague, Czech Republic

  • CEO: Otakar Suffner

  • Mission: Empower skilled traders to scale their trading careers without putting personal capital at risk.

  • Key statistic: Over $170 million paid to funded traders globally as of 2024, with a smooth payout system as fast as 8–24 hours.

FTMO has also won the Deloitte Technology Fast 50 award three years in a row and has been featured on Forbes, highlighting its reputation and innovation.

FTMO Challenge: An Overview of the Evaluation Process

The FTMO Challenge is a two-phase evaluation program to test your trading skills and risk discipline before you are granted a funded account. Here’s how it works:

Phase 1: The Challenge

  • Profit Target: 10%

  • Maximum Daily Loss: 5%

  • Maximum Total Loss: 10%

  • Minimum Trading Days: 4 days (not necessarily consecutive)

  • Maximum Trading Days: unlimited (you can take your time)

  • Leverage: up to 1:100

  • Fee:

FTMO Challenge Fees (Standard Risk)
Account SizeFee (EUR)
10,00089
25,000250
50,000345
100,000540
200,0001,080
  • If you do not meet the profit target but finish with a non-negative balance and respect all the loss rules, you can repeat the Challenge for free (no limit on free repeats) — a fair policy that encourages responsible trading.

Phase 2: Verification

  • Profit Target: 5%

  • Maximum Daily Loss: 5%

  • Maximum Total Loss: 10%

  • Minimum Trading Days: 4

  • Maximum Trading Days: unlimited

  • Fee: free (included from Phase 1)

  • Time flexibility: no rush, but many traders finish within 30–60 days

Once you pass Verification, you receive a funded account with the same loss limits but no further profit targets, and you can begin earning profit splits right away.

Profit Split, Withdrawals, and Scaling

  • Standard profit split: 80% to you, 20% to FTMO

  • Higher split: can go up to 90% if you meet scaling requirements

  • First withdrawal: after 14 days from your first funded trade

  • Subsequent withdrawals: every two weeks

  • Scaling Plan:

    • Grow your account 25% every 4 months if you:

      • maintain profitability (at least 10%)

      • complete at least two payouts

    • Capital cap after scaling: up to $2,000,000 (yes, two million)

Example: If you start with $100,000, after a year you could manage $200,000+ if you consistently scale.

Trading Rules & Objectives

FTMO’s strict but fair rules help build disciplined traders:

✅ No trading news events within 2 minutes of high-impact news
✅ No weekend holding (unless on Swing account)
✅ Minimum 4 trading days per phase
✅ EA/robot trading is allowed under certain conditions
✅ No gambling or martingale style strategies

Supported platforms:

  • MetaTrader 4

  • MetaTrader 5

  • cTrader

  • DXtrade

Tradable assets:

  • 44 Forex pairs

  • Major cryptos (BTC, ETH, XRP, etc.)

  • Commodities (gold, oil, wheat, etc.)

  • Major indices (US500, GER40, NAS100, etc.)

  • Select stocks (AAPL, TSLA, etc.)

Leverage: up to 1:100 on most instruments

FTMO Trust, Transparency, and Social Proof

One of the key reasons FTMO ranks at the top of prop firm reviews is its trust factor:

  • Trustpilot: 4.8/5 with 24,120 reviews (as of July 2025)

  • Payout certificates regularly posted on social media and Discord

  • Community size:

    • 451K+ Instagram followers

    • 406K+ YouTube subscribers

    • 100K+ Twitter followers

    • 91K+ Discord members

FTMO vs Other Prop Firms

Here’s a quick comparison to help you benchmark:

FTMO vs Competitors
Feature FTMO Funding Pips E8 Markets
Profit Split 80–90% 60–100% 80%
Min Trading Days 4 3 no min
Max Drawdown 10% 14% 8%
Scaling Plan up to $2M up to $1M up to $1.5M

Compared to many competitors, FTMO is not the cheapest, but its reputation, transparent rules, and huge community make it stand out.

How to Sign Up for FTMO Challenge

  1. Register on FTMO.com

  2. Choose your preferred account size and risk mode

  3. Complete your payment (credit card, bank transfer, crypto, etc.)

  4. Select your trading platform

  5. Start the Challenge

Frequently Asked Questions (FAQ)

What is the FTMO Challenge?

The FTMO Challenge is a two-step evaluation program designed to assess your trading skills and risk management. If you meet the profit targets and stay within the loss limits, you receive a funded trading account.

It consists of two phases:

  • Phase 1: Meet the trading objectives within 30 days

  • Phase 2 (Verification): Confirm your consistency within 60 days
    After passing both, you get a funded account and start earning real profit splits.

It typically takes 1–2 months, but you have unlimited time to complete the targets, as long as your account remains active and within the rules.

Yes — if you don’t hit the profit target but finish above break-even and respect all rules, FTMO offers free unlimited retries.

No. FTMO is not a broker, but a proprietary trading firm. It is not regulated by financial authorities but is widely trusted due to its transparency and track record.

You can scale up to $2,000,000 over time through FTMO’s Scaling Plan, starting from a $10K to $200K funded account.

You can request your first payout 14 days after your first trade. Subsequent withdrawals are available every two weeks.

FTMO supports:

  • Platforms: MetaTrader 4, MetaTrader 5, cTrader, DXtrade

  • Assets: Forex, crypto, indices, stocks, commodities — with leverage up to 1:100

Conclusion: Is the FTMO Challenge Worth It?

FTMO offers one of the most robust, fair, and transparent evaluation processes in the industry. With realistic profit targets, fair rules, quick payouts, and a trusted brand, it is the go-to choice for many traders worldwide.

👉 If you are ready to prove your trading skills and take your career to the next level, the FTMO Challenge is a fantastic starting point.

Comments & User Experiences

Leave your review below!

  • Did you pass the FTMO Challenge?

  • How was your payout experience?

  • What tips helped you succeed?

End of review

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